Membership & Benefits

At CCU, we offer exceptional interest rates and provide our members the personal attention you expect from a long-standing member of your community.

Why Choose CCU?

Credit unions exist only to serve their member-owners. Consumer surveys repeatedly show members are more satisfied with the service they receive from their credit union than are customers of banks for savings and loans. Their not-for-profit status enables credit unions to operate at a lower cost than many for-profit institutions and helps them to offer competitive loan and savings rates.


You are eligible for membership in Consumer Credit Union if you live, worship, volunteer, attend school in, or work for a business and/or other legal entity located in Anderson County, Blount County, Claiborne County, Cocke County, Greene County, Hancock County, Hamblen County, Jefferson County, Knox County, Loudon County, Sullivan County, Union County, and Johnson City, Tennessee.

Once you and your family members join the credit union and maintain your regular share account, your membership is for a lifetime. “Once a member, always a member”.

Becoming a member of Consumer Credit Union is easy. Simply complete a Membership Application and deposit at least $5.00 to your regular share (savings) account. You may immediately begin taking advantage of the many financial services we offer. Stop by any of our convenient locations and become a member of CCU today!

Joining is Easy

We offer exceptional interest rates and provide our members the personal attention you expect from a long-standing member of your community. Start your application today!

CCU Member Benefits

Christmas & Vacation Club Accounts
Lock Boxes
Money Orders
Notary Services*
Overdraft Protection
Money Market Accounts
Certificates of Deposit
Mobile App
Mobile Deposit
Online Banking & Bill Pay
Card Hub card controls
Full service ATMs**

*Restrictions may apply for non CCU financial documents

**A minimum 2 business day hold will be placed on all checks deposited in Consumer Credit Union ATMs.

About Consumer Credit Union

Consumer Credit Union is a not-for-profit, cooperative savings and lending organization originally chartered by the Tennessee Secretary of State in February 1953.

At Consumer Credit Union you will find a servant spirit along with an informed, dedicated, and friendly person who wants to get you what you want quickly and with a smile. At Consumer Credit Union you always come first, no exceptions.

The National Credit Union Share Insurance Fund, an agency of the U.S. Government, insures your deposits up to $250,000.

Consumer Credit Union is here to serve you. If you have any questions, just contact us and we will be glad to quickly answer all your questions.

Thank you for allowing us to serve you.

Products & Services

From traditional banking to online bill pay, become part of the Consumer Credit Union Family and we will show you how to get the most out of your hard earned money.

CCU also offers digital services for account protection, digital wallets and an easy-to-use mobile app. Be sure to visit all the products and services CCU offers.

Mobile Banking App

Access your account, deposit checks, setup debit card controls and alerts, and even send and receive secure person-to-person payments via your iPhone or Android with the CCU Mobile App.

CD Specials/Deposits

Consumer Credit Union continues to offer competitive deposit rates amongst our peers. Visit any of our convenient locations to open an account or open an account online today!

EZ Shield Fraud Protection

Secure Checking with EZShield

While there is no way to eliminate the risk of identity theft, we are offering our qualified members an affordable solution which will help address the risks of fraud and ID theft.

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Open An Account Online

Opening an account with CCU is fast, easy and all online! As always, we also welcome you to open your account in person at one of our convenient branch locations.