Products & Services

At CCU you are always #1

We consistently have superior loan rates and superior Certificate Account rates with lower fees. Pick up the phone and give us a call to check the latest loan and savings rates. We have major branch offices in Knoxville, Johnson City, Greeneville, Morristown, Mosheim and Jefferson City, Tennessee.


Thank you for your interest in CCU’s Savings accounts. We offer accounts for all your savings needs.


Consumer Credit Union offers a Certificate Account with terms from 91 days to 60 months, and everything in between. Our CD’s offer great dividend rates and can be opened up with as little as $500.00.


At Consumer Credit Union your checking account is free, there are no hidden charges and there are no unpleasant surprises. We also offer fraud protection through EZShield for our qualified members. Accounts include FREE Online account access, Mobile Banking and Bill Pay, and e-Statements to save you time and effort. Access your account at ATMs and merchant locations nationwide and online with your FREE MasterCard Debit/ATM Card.

instant issue debit cards – receive your new debit card in minutes if lost or stolen

Overdraft Protection – options including an overdraft courtesy pay or transfers from your savings account.

No minimum balance – and no monthly service charge

Paperless e-Statements – we’ll notify you each month when your statement is ready for viewing

MONETA – member audio response 24/7

MOBILE MONEY – Access your account via your iPhone or Android with the CCU Mobile App.

Money Market Accounts

The Consumer Credit Union Money Market Account is a great way to save! The account is tiered, so you earn a higher Annual Percentage Yield (APY) the larger your balance. You will have unlimited deposits and up to six free transfers or withdrawals per month. If you need more, it’s just $10.00 per transaction.

Business Accounts

At Consumer Credit Union, we understand that every business is unique. We aim to provide the best service possible to you and your business.

Find Your Branch

Stop by any of our offices and open up your Personal, Money Market, or Business Account today! Contact your local branch to find the best account type for you or your business.

Consumer Loans

Whatever your needs, CCU has the perfect lending solution for you.

Mortgage Loans

Whether you’re purchasing a new home, building your dream home, or looking to refinance, CCU has a mortgage loan that will fit your needs. For more information please call 423-639-6131 or email

Business Loans

Whatever your business needs, we want to help develop the right financing strategy to meet your goals. Contact our Business Lending Services at 423-639-6131, or contact us for more information about our business lending opportunities.

Make a Payment

Ready to make a payment on your Loan or Mortgage? We can help with that! At Consumer Credit Union, Online Payments are easy and can all be managed through our payment portal.

Electronic Services

Mobile App

Access your account, deposit checks, and even send and receive secure person-to-person payments via your iPhone or Android with the CCU Mobile App.

Check Free Bill Pay

With Consumer Credit Union’s Check Free Bill Pay, you can pay all of your bills fast, free, and securely. Send payments to as many payees as you want, as often as you want.


We have partnered with Zelle® to bring you a fast, safe and easy way to send and receive money with friends, family and other people you trust.

Digital Wallet

Social media, weather, news updates, our phones do it all. Why not use your phone to make purchases also? Consumer Credit Union now offers Apple Pay and Google Pay. Both are convenient, safe, and easy.


Electronic Statements are identical to printed statements and include newsletters and important notices. Just like you would receive by mail.


Easily manage your credit card online with eZCard, a free service that lets you make payments, view your account status, download financial data, and more.

CD Specials / Deposits

Consumer Credit Union continues to offer competitive deposit rates amongst our peers. Visit any of our convenient locations to open an account or open an account online today!

EZ Shield Fraud Protection

Secure Checking with EZShield

While there is no way to eliminate the risk of identity theft, we are offering our qualified members an affordable solution which will help address the risks of fraud and ID theft.

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Open An Account Online

Opening an account with CCU is fast, easy and all online! As always, we also welcome you to open your account in person at one of our convenient branch locations.