Savings Rates
**Rates as of 5/5/2023
| Savings Accounts | *APY |
|---|---|
| Savings Accounts | 0.05% |
| Christmas Club Account | 0.05% |
| Vacation Club Account | 0.05% |
| Individual Retirement Account (IRA) | *APY |
|---|---|
| Accumulation IRA Account | 0.30% |
| Certificates of Deposit / IRA Certificates | *APY |
|---|---|
| 91 Day Term | 0.50% |
| 6 Month Term | 1.10% |
| 9 Month Term | 4.55% |
| 12 Month Term | 2.30% |
| 13 Month Term | 4.55% |
| 18 Month Term | 1.10% |
| 24 Month Term | 1.20% |
| 36 Month Term | 1.30% |
| 48 Month Term | 1.40% |
| 60 Month Term | 1.50% |
| Money Market Accounts | *APY |
|---|---|
| 0 to $2,499 | 0% |
| $2,500 to $9,999 | 0.25% |
| $10,000 to $24,999 | 0.30% |
| $25,000 to $49,999 | 0.35% |
| $50,000 to $99,999 | 0.60% |
| $100,000 to $199,999 | 1.00% |
| $200,000 and over | 1.25% |
*APY = Annual Percentage Yield
**Rates subject to change