Savings Rates
**Rates as of 11/21/2024
| Savings Accounts | APY* |
|---|---|
| Savings Accounts | 0.05% |
| Christmas Club Account | 0.05% |
| Vacation Club Account | 0.05% |
| Individual Retirement Account (IRA) | APY* |
|---|---|
| Accumulation IRA Account | 0.30% |
| Certificate Accounts / IRA Certificates | APY* |
|---|---|
| 91 Day Term | 0.50% |
| 6 Month Term | 1.10% |
| 7 Month Term * | 4.00% |
| 11 Month Term * | 4.00% |
| 12 Month Term | 2.10% |
| 16 Month Term * | 4.00% |
| 18 Month Term | 2.85% |
| 24 Month Term | 1.20% |
| 36 Month Term | 1.30% |
| 48 Month Term | 1.40% |
| 60 Month Term | 1.50% |
| Money Market Accounts | APY* |
|---|---|
| $0.00 to $2,499.99 | 0% |
| $2,500.00 to $9,999.99 | 0.25% |
| $10,000.00 to $24,999.99 | 0.30% |
| $25,000.00 to $49,999.99 | 0.35% |
| $50,000.00 to $99,999.99 | 0.60% |
| $100,000.00 to $199,999.99 | 1.00% |
| $200,000.00 or greater | 1.25% |
*APY = Annual Percentage Yield
**Rates subject to change
*Special certificate accounts will be transferred to the regular share account upon maturity.